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Business Finance

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We offer great rates, backed by smart and attentive service that aims to provide you with the business loan you need at the lowest possible cost.

Any paperwork will be taken care of as quickly as possible, and we can usually provide you with an initial approval within 48 hours.

Choose a Product

SCU Business Finance

Business Overdraft

Our business overdraft provides continuous credit to use when you need it.

  • Low application fee
  • Pay no interest while used in credit
  • Attach a Visa Debit card for flexibility
  • Minimum amount $500
  • Better rates for secured overdrafts

14.76% pa 1
variable interest rate

Apply now for a business overdraft

Business loan calculator
  Additional Information
Business Overdraft
Minimum amount $500
Loan period Repayment on demand
Repayments Monthly
Interest charges Calculated daily, charged monthly
Monthly account keeping/service fees No

Business Loans

Start your own business, or invest and expand in an existing one - we can help.

  • Business loans can start from $5,000*
  • Secured and unsecured loans available
  • Initial approval within 48 hours
  • Rates on application

Apply now for a business loan

business loan calculator
  Additional Information
Business Loans
Minimum amount $500
Loan period Maximum 20 years
Repayments Weekly, fortnightly, monthly
Interest charges Available on application
Monthly account keeping/service fees No

Leasing

We can also help you finance anything, from furniture to farm machinery.

  • Commercial hire purchase
  • Asset leasing
  • Commercial loan agreement
  • Choice of terms from 1-5 years

Apply now for a commericial lease

business loan calculator
  Additional Information

For small businesses especially, the pressure to update equipment, be it computers, cars or Caterpillars, can cause capital drains or cash flow dramas. That's why we offer a variety of ways to deal with the problem, via Asset Leasing.

Asset Leasing is a very tax-effective method of business finance which gives you:

  • 100% finance
  • choice of terms from 1-5 years
  • fixed interest rates, which help with budgeting
  • choice of repayment frequency to suit your cash flow
  • tax benefits: rental payments are generally fully tax-deductible
  Useful Links and Tools

Questions?

If you have any questions, please contact us find out more about business loans

1. Based on a unsecured Overdraft Rate
* SCU normal lending criteria apply.