Cards

Our Cards provide you with the ability to make purchases at shops, restaurants and other merchants, over the telephone or Internet and to access your money from thousands of locations world-wide.

Credit cards get a bad wrap and for a good reason. In many cases they are horribly expensive. Ours isn't. You get a very generous rate - no surprises there - which gives you smart spending power at around half the cost of many other credit cards. One thing we don't offer is gimmicky reward programs. But then most of our customers realise that those programs aren't free. Someone has to pay for them, and that someone is them.

Lending and borrowing responsibly

We are happy to lend you money whenever you need it. But we also know that it's important for us, and for you, to be responsible about it. We will help you to make sure that the loan you receive is affordable, suits your needs and that it won't place an unreasonable strain on your budget.

Low Rate Visa Credit Card Make purchases and access your money from thousands of locations world-wideInterest 10.49% pa | Comparison n/a Low interest rate Fee Free balance transfers Approvals can be made within 48 hours Accepted at over 24 million locations

Visa Debit Card Have the same access of a Visa Credit Card while using your own moneyInterest n/a | Comparison n/a Accepted worldwide No EFTPOS fees (when you select credit) Link to an overdraft No annual fee

More Information

• Learn more about card security
• Pay off your credit card sooner with our credit card repayments calculator
• Manage your budget with our budget calculator
• Read our guide to managing your credit card

Questions?

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