Why choose an SCU Car Loan?
There are so many great things you can own sooner when your banking is More Generous.
We don't charge monthly fees
That's it. No account fees, no hidden extras, no unwanted surprises.
Increase the frequency, lower the cost
You can repay your loan fortnightly or weekly, instead of monthly. That will reduce the total interest you pay - often by a lot of dollars. And you can change your repayment schedule whenever you want to. Just let us know.
Early repayment without penalty
The earlier you pay off your loan the more money you save in interest charges.
Deposit and redraw your extra cash
You can use extra cash that comes your way, even temporarily, to reduce your loan. This will immediately lower the amount of interest you pay. And if you keep up the same repayments as before, your loan balance will plummet. If you need the money back, just withdraw it.
Loan repayment insurance available
Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance.
Save some memory cells too
We can help you to set up automatic repayments either by payroll deduction or direct debits from your savings. This saves you from having to remember payment dates and makes sure that you don't miss any.
No loan interview
Submitting a loan application couldn't be simpler. You can apply online today and receive approval within 24-48 hours. No need to visit the branch for a loan interview.
More Information
- More questions? Check out our FAQs
- Find out more about our Loan Repayment Insurance
- Read our budgeting tips
Apply
Questions?
| SCU | 10.19% pa |
| CBA | 12.02% pa |
| Westpac | 12.36% pa |
* Based on a secured variable New Car Loan. Information was sourced from each financial institutions website on 14 April 2011 and is subject to change. Terms & conditions and fees & charges apply. Comparison rate based on a $30,000 loan over a term of 5 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.










