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Cards

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Our Cards provide you with the ability to make purchases at shops, restaurants and other merchants, over the telephone or Internet and to access your money from thousands of locations world-wide.

Credit cards get a bad rap and for a good reason. In many cases they are horribly expensive. Ours isn't. You get a very generous rate - no surprises there - which gives you smart spending power at around half the cost of many other credit cards. One thing we don't offer is gimmicky reward programs. But then most of our customers realise that those programs aren't free. Someone has to pay for them, and that someone is them.

Choose a Product

SCU Cards

Low Rate Visa Credit Card

Make purchases and access your money from thousands of locations world-wide.

SCU Credit Card Smart Investor AwardCanstar

  • Low interest rate
  • Fee Free balance transfers
  • Approvals can be made within 48 hours
  • Accepted at over 24 million locations
  • Access to Visa Entertainment

10.49% pa
variable interest rate

Apply now

 

  Additional Information
Low Rate Visa Credit Card
Annual fee $30
Application fee Nil
Interest free days Up to 55 days
Interest charges Calculated daily, charged monthly
ATM & EFTPOS Access Yes
Worldwide acceptance Yes
Cash advance facilities Yes
Selection of own PIN Yes
Multi-access (BPay, Internet & Phone Banking) Yes

Visa Debit Card

Have the same access of a Visa Credit Card while using your own money.

  • Accepted worldwide
  • No EFTPOS fees (when you select credit1)
  • Link to an overdraft
  • No annual fee
  • Access to Visa Entertainment

Apply now

 

  Additional Information
Visa Debit Card
Annual fee nil
ATM & EFTPOS Access Yes
Worldwide acceptance Yes
Online and/or over the phone purchasing Yes
Selection of own PIN2 Yes
Multi-access (BPay, Internet & Phone) Yes

Apply and link to an overdraft facility3

Yes

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  • If you have any questions, please contact us

    1. The ‘Cr’ option on Visa Debit cards is not available when purchasing at Woolworths or it’s affiliated company stores.
    2. Please call 13 61 91 to check which branch location has a PIN change facility.
    3. Overdraft applications are subject to SCU normal lending criteria. Terms & conditions and fees & charges apply. Please refer to our fees and charges schedule for more details.

     

     
    SCU 10.49% pa
    CBA 13.49% pa
    St. George 15.99% pa
    View all SCU rates

    * Based on a Low rate Visa Credit card or Mastercard. Rates were sourced from each financial institutions website on 14 April 2011 and are subject to change. Terms & conditions and fees & charges apply.