If you are borrowing a large amount of money, we can offer you a reduced interest rate. The more you borrow, the more the rate goes down.
- Up to 0.7% off our standard rate 1
- Redraw facility
- Flexible repayments
- Offset account
6.21% pa
Key Features
| Minimum amount | $25,000 | |
| Maximum amount | 80% of property value 95% of property value with mortgage insurance 70% of land only |
|
| Loan Period | Up to 30 years | |
| Monthly, fortnightly or weekly Repayments | Yes | |
| Early repayment without penalty | Yes 2 | |
| Redraw facility | Yes 3 | |
| Top up facility available | Yes | |
| Offset account | Yes | |
| Loan repayment insurance available | Yes | |
| Auto repayments (Salary / account) | Yes | |
More Information
- Speak to a Mobile Lender
- Why choose an SCU home loan?
- Refinance your home loan to SCU
- How much can you borrow?
- How much will your loan repayments be?
- Where can you afford to buy?
- Other loan calculators
- Interest rates and charges
- Protect yourself with Loan Repayment Insurance
- Read our guide to buying a home
- More questions? Check out our FAQs
Speak to a Mobile Lender
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Apply
Apply for a Home Loan
Questions?
If you have any questions, please contact us Enquire
1. A variable rate loan that offers an interest rate up to 0.70% lower than our Variable Rate Home Loan rate. Rate shown based on a loan of $501,000 or more. Higher rates will apply for loans of a lesser amount
2. Early payout fees may apply, please refer to our Fees and Charges Schedule for further details
3. Minimum $100 with a charge of $20 per redraw
