A comprehensive variable rate home loan with an offset account - and you can split your loan so that it is part variable/part fixed to suit your budget and your spending style.
- Variable interest rate
- Split with fixed rate home loan
- Redraw facility
- Offset account available
7.35% pa
7.41% pa
Key Features
| Minimum amount | $25,000 | |
| Maximum amount | 80% of property value 95% of property value with mortgage insurance 70% of land only |
|
| Loan Period | Up to 30 years | |
| Monthly, fortnightly or weekly Repayments | Yes | |
| Early repayment without penalty | Yes 2 | |
| Redraw facility | Yes 3 | |
| Top up facility available | Yes | |
| Offset account | Yes | |
| Loan repayment insurance available | Yes | |
| Auto repayments (Salary / account) | Yes | |
More Information
- Speak to a Mobile Lender
- Why choose an SCU home loan?
- Refinance your home loan to SCU
- How much can you borrow?
- How much will your loan repayments be?
- Where can you afford to buy?
- Other loan calculators
- Interest rates and charges
- Protect yourself with Loan Repayment Insurance
- Read our guide to buying a home
- More questions? Check out our FAQs
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Questions?
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1. This comparison rate is based on a $150,000 loan over a term of 25 years based on monthly repayments. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to obtain a comparison rate schedule or visit your local branch.
2. Early payout fees may apply, please refer to our Fees and Charges Schedule for further details
3. Minimum $100 with a charge of $20 per redraw