Why choose an SCU Personal Loan?

There are so many great things you can own sooner when your banking is More Generous.

We don’t charge monthly fees

That’s it. No account fees, no hidden extras, no unwanted surprises.

Increase the frequency, lower the cost

You can repay your loan fortnightly or weekly, instead of monthly. That will reduce the total interest you pay - often by a lot of dollars. And you can change your repayment schedule whenever you want to. Just let us know.

Early repayment without penalty

The earlier you pay off your loan the more money you save in interest charges.

Deposit and redraw your extra cash

You can use extra cash that comes your way, even temporarily, to reduce your loan. This will immediately lower the amount of interest you pay. And if you keep up the same repayments as before, your loan balance will plummet. If you need the money back, just withdraw it.

Loan repayment insurance available

Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance.

Save some memory cells too

We can help you to set up automatic repaymentseither by payroll deduction or direct debits from your account. This saves you from having to remember payment dates and makes sure that you don't miss any.

More Information

• Interest rates and charges
• Protect yourself with Loan Repayment Insurance
• Read our budgeting tips
• More questions? Check out our FAQs

Apply

Apply for a Personal Loan

Questions?

If you have any questions, please contact us