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Personal Loans

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A personal loan is a simple and economical way to buy the good things in life.

You can use a personal loan to buy pretty much anything that you want - things for your house, things for your family, a swimming pool, boat or that big round the world trip. Because these loans aren’t secured by an asset - like a house - they cost a little bit more. But, they are still likely to be much easier on your pocket than using a credit card - especially at the rate many companies charge.

Choose a Product

SCU Personal Loans

Christmas Cracker Loan

  • No application fee
  • Low approval fee
  • No repayments until February 2012
  • No loan interview required

11.14% pa 1
variable or fixed interest rate

11.29% pa 2
comparison rate

Apply now

Calculate
 
Additional Information
Christmas Cracker Loan
Minimum amount $2,000
Maximum amount $30,000
Loan period Up to 5 years
Monthly, fortnightly or weekly repayments Yes
Early payments without penalty Yes
Redraw facility Yes ($20 per redraw, minimum $100)
 
 

Unsecured Personal Loan

A comprehensive loan that offers you flexibility to make extra repayments.

  • No application fee
  • Low approval fee
  • Early repayment without penalty
  • Loan repayment insurance available
  • No loan interview required

12.14% pa 1
variable interest rate

12.29% pa 2
comparison rate

Apply now

Calculate
  Additional Information
Unsecured Personal Loan
Minimum amount $5,000
Maximum amount $30,000
Loan period Up to 5 years
Monthly, fortnightly or weekly repayments Yes
Early payments without penalty Yes
Redraw facility Yes ($20 per redraw, minimum $100)

Secured Personal Loan

By offering security against your loan we can lend you more money at a lower rate.

  • Borrow up to 80% of the value of the security
  • No application fee
  • Low approval fee
  • Variable lump sum repayments
  • No loan interview required

11.14% pa 3
variable interest rate

11.29% pa 2
comparison rate

Apply now

Calculate
  Additional Information
Secured Personal Loan
Minimum amount $5,000
Maximum amount 80% of the value of the security
Loan period Up to 7 years
Monthly, fortnightly or weekly repayments Yes
Early repayments without penalty Yes
Redraw facility Yes ($20 per redraw, minimum $100)
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Questions?

If you have any questions, please contact us

1. Based on an unsecured personal loan
2. Comparison rate based on a $30,000 loan over a term of 5 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different.
3. Based on a secured personal loan

 
SCU 11.29% pa
Westpac 13.71% pa
St. George 16.45% pa
View all SCU rates

* Based on a secured Personal Loan. Information was sourced from each financial institutions website on 14 April 2011 and is subject to change. Terms & conditions and fees & charges apply. Comparison rate based on a $30,000 loan over a term of 5 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.