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Rates & Fees Savings Rates
Savings Rates
Which account rates would you like to learn more about?
Access Savings Accounts
| Balance | Interest Rate1 |
| $0 to $19,999 | 0.00% pa2 |
| $20,000 to $49,999 | 0.05% pa2 |
| $50,000 and over | 0.10% pa2 |
Christmas Club
| Balance | Interest Rate3 |
| Whole balance | 1.50% pa |
Pensioner Aware Account (for Single Accounts)
An account developed to accommodate the Federal Government changes to the Age Pensioner Income Test.
| Balance | Interest Rate4 |
| $0 to $1,999 | 0.10% pa |
| $2,000 to $44,600 | 3.00% pa5 |
| Over $44,600 | 4.50% pa5 |
Pensioner Aware Account (for Joint Accounts)
An account developed to accommodate the Federal Government changes to the Age Pensioner Income Test.
| Balance | Interest Rate6 |
| $0 to $1,999 | 0.10% pa |
| $2,000 to $74,400 | 3.00% pa7 |
| Over $74,400 | 4.50% pa7 |
Super Saver Club
Special incentive savings account for children under 13 years old.
| Balance | Interest Rate8 |
| Whole balance | 0.50% pa |
BU Account
Special incentive savings account for teenagers from 13-18 years old.
| Balance | Interest Rate8 |
| Whole balance | 0.50% pa |
Cash Management Account
| Balance | Interest Rate9 |
| $0 to $4,999 | 0.05% pa2 |
| $5,000 to $9,999 | 0.10% pa2 |
| $10,000 to $24,999 | 0.40% pa2 |
| $25,000 to $49,999 | 0.50% pa2 |
| $50,000 to $99,999 | 0.60% pa2 |
| $100,000 to $249,999 | 1.25% pa2 |
| $250,000 and over | 1.60% pa2 |
Money Market Account
| Balance | Interest Rate10 |
| $0 to $4,999 | 0.05% pa2 |
| $5,000 to $9,999 | 0.35% pa2 |
| $10,000 to $24,999 | 2.30% pa2 |
| $25,000 to $49,999 | 2.55% pa2 |
| $50,000 to $99,999 | 2.75% pa2 |
| $100,000 to $249,999 | 3.40% pa2 |
| $250,000 to $499,999 | 3.55% pa2 |
| $500,000 and over | 3.75% pa2 |
Premier Business Account
| Balance | Interest Rate11 |
| $0 to $4,999 | 0.05% pa2 |
| $5,000 to $9,999 | 0.15% pa2 |
| $10,000 to $24,999 | 0.25% pa2 |
| $25,000 to $49,999 | 0.30% pa2 |
| $50,000 to $99,999 | 0.40% pa2 |
| $100,000 to $249,999 | 0.50% pa2 |
| $250,000 to $499,999 | 0.65% pa2 |
| $500,000 and over | 0.90% pa2 |
Motivator Savings Account
| Balance | Standard Interest12 | Bonus Interest12 |
| Whole balance | 0.10% pa | 4.15% pa |
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Questions?
If you have any questions, please contact us 
1 Interest is calculated on the minimum monthly balance and paid annually – 30 June.
2 Interest paid on whole balance.
3 No minimum balance, withdrawals from 1 November to 31 January each year. Interest is calculated on the daily balance and paid annually – 30 November.
4 No minimum deposit. Interest is calculated on the daily balance and paid monthly.
5 Interest payable on the portion of the balance ($0 to $1,999 - 0.10% pa, $2,000 to $44,600 - 3.00% pa, over $44,600 - 4.50% pa).
6 No minimum deposit. Interest is calculated on the daily balance and paid monthly.
7 Interest payable on the portion of the balance ($0 to $1,999 - 0.10% pa, $2,000 to $74,400 - 3.00% pa, Over $74,400 - 4.50% pa).
8 No minimum balance. Interest is calculated on the daily balance and paid annually – 30 June.
9 Initial deposit and minimum balance $5,000. Deposits lodged minimum 24 hours and thereafter at call. The interest rate is set weekly on a Monday. Full transaction account. Interest is calculated on the daily balance and paid on the last day of every month.
10 Initial deposit and minimum balance $5,000. Minimum deposits of $1,000. Minimum withdrawal $1,000. The interest rate is set weekly on a Monday. Limited access. Interest is calculated on the daily balance and paid on the last day of very month.
11 Interest calculated on the daily balance and paid quarterly.
12 Interest calculated daily and paid monthly. All accounts receive interest at the standard rate, qualifying accounts where a balance has been retained and at least one deposit has been made and no withdrawals taken during the month will also receive a bonus interest rate payment.
