Term Deposit Rates

We have a range of Term Deposit rates. Which are you interested to learn more about?
Term Deposit Special Offers
-
5.20% p.a. for 4 months on deposits of $10,000 or more1. Interest on Maturity.
-
5.40% p.a. for 5 months on deposits of $10,000 or more2. Interest on Maturity.
-
5.10% p.a. for 7 months on deposits of $10,000 or more3. Interest on Maturity.
Deposits $5,000 to $19,999.99
|
Term |
Interest on Maturity |
Fortnightly*/Monthly Interest |
|
3 months |
3.80% pa |
n/a |
|
6 months |
3.85% pa |
3.60% pa |
|
9 months |
3.85% pa |
3.60 |
|
1 year |
5.05% pa |
4.80% pa |
|
2 years |
4.90% pa |
4.65% pa |
|
3 years |
5.20% pa |
4.95% pa |
|
4 years |
5.20% pa |
4.95% pa |
|
5 years |
5.55% pa |
5.30% pa |
Deposits $20,000 to $49,999.99
|
Term |
Interest on Maturity |
Fortnightly*/Monthly Interest |
|
3 months |
3.85% pa |
n/a |
|
6 months |
3.95% pa |
3.70% pa |
|
9 months |
3.95% pa |
3.70 |
|
1 year |
5.05% pa |
4.80% pa |
|
2 years |
4.90% pa |
4.65% pa |
|
3 years |
5.20% pa |
4.95% pa |
|
4 years |
5.20% pa |
4.95% pa |
|
5 years |
5.55% pa |
5.30% pa |
Deposits $50,000 to $99,999.99
|
Term |
Interest on Maturity |
Fortnightly*/Monthly Interest |
|
3 months |
3.85% pa |
n/a |
|
6 months |
3.95% pa |
3.70% pa |
|
9 months |
3.95% pa |
3.70 |
|
1 year |
5.05 % pa |
4.80 % pa |
|
2 years |
4.90% pa |
4.65% pa |
|
3 years |
5.20% pa |
4.95% pa |
|
4 years |
5.20% pa |
4.95% pa |
|
5 years |
5.55% pa |
5.30% pa |
Deposits $100,000 +
|
Term |
Interest on Maturity |
Fortnightly*/Monthly Interest |
|
3 months |
3.85% pa |
n/a |
|
6 months |
3.95% pa |
3.70% pa |
|
9 months |
3.95% pa |
3.70 |
|
1 year |
5.05% pa |
4.80% pa |
|
2 years |
4.90% pa |
4.65% pa |
|
3 years# |
5.20% pa |
4.95% pa |
|
4 years# |
5.20% pa |
4.95% pa |
|
5 years# |
5.55% pa |
5.30% pa |
Apply
Apply for a Term Deposit 
Questions?
If you have any questions, please contact us 
* Not available for new deposits
# SCU reserves the right to negotiate the interest rate on deposits exceeding 3 years. Sydney Credit Union Limited ABN 93 087 650 726 AFSL 236 476.
1Limited Offer. Based on amounts of $10,000 or more and over a period of 4 months.
2Limited Offer. Based on amounts of $10,000 or more and over a period of 5 months.
3Limited Offer. Based on amounts of $10,000 or more and over a period of 7 months. Early withdrawal fees apply. Interest paid on maturity.
Please consider our fees and charges terms and conditions before you decide whether this product is suitable for you.