Home Loans
| Loan Type | Interest Rate | Comparison Rate | |
|---|---|---|---|
| First Home Owner Loan | 5.70% pa # | 6.53% pa ** | |
| Introductory Home / Investment Loan (fixed for 12 months) | 6.11% pa * | 6.88% pa ** | |
| Pro Pack Home Loan | ($501,000 +) | 6.21% pa | 6.25% pa ** |
| ($251,000 - $500,000) | 6.31% pa | 6.35% pa ** | |
| ($150,000 - $250,000) | 6.56% pa | 6.60% pa ** | |
| Standard Variable Rate Home Loan | 6.91% pa | 6.97% pa ** | |
| Basic Home Loan | 6.35% pa | 6.40% pa ** | |
| Interest Only Loan | 6.91% pa | 6.95% pa *** | |
| 2 Year Fixed Interest Rate Loan | 7.29% pa * | 6.84% pa ** | |
| 3 Year Fixed Interest Rate Loan | 7.69% pa * | 7.02% pa ** | |
| Home Equity Overdraft | 6.91% pa | n/a% pa | |
Personal / Car Loans
| Loan Type | Interest Rate | Comparison Rate |
|---|---|---|
| Overdraft (unsecured) | 14.46% pa | n/a% pa |
| Personal Loan | 12.14% pa | 12.29% pa ^ |
| Secured Personal Loan | 11.14% pa | 11.29% pa ^^ |
| New Car Variable Loan (up to 3 years old)^^ | 10.05% pa | 10.19% pa |
| New Car Fixed Loan (up to 3 years old)^^ | 10.39% pa ^^^ | 10.53% pa ^ |
Visa Credit Card
| Loan Type | Interest Rate | Comparison Rate |
|---|---|---|
| Low Rate Visa Credit Card | 10.64% pa | n/a% pa |
Apply
Apply for a loan 
Questions?
If you have any questions, please contact us. Enquire
# After 12 months reverts to a discount of 0.35% off our Standard Variable Rate Loan.
* reverting to the standard variable rate at that time.
** comparison rate calculated on a loan amount of $150,000 over a term of 25 years.
*** comparison rate calculated on a loan amount of $150,000 over a term of 25 years. Please be aware that we do not provide Interest Only Loans for the terms specified in the table, these loans have a maximum term of five years.
^ comparison rate based on a $30,000 loan over 5 years unsecured.
^^ secured by a bill of sale.
^^^ interest rate fixed for the term of the loan – maximum 5 years.
WARNING: This comparison rate applies to the example(s) given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. View our comparison rate schedule here.
Please note: Fees and charges apply. Sydney Credit Union Ltd's normal lending criteria applies.
